/* Home-equity design, October 2026. White, navy and evergreen. */
:root{--ink:#092239;--muted:#536779;--teal:#006643;--accent:#006643;--dark:#092239;--tint:#eef8f3;--paper:#f5f9fa;--line:#dce5e9}html{scroll-padding-top:105px;scroll-behavior:smooth}body{color:var(--ink);font-size:16px;line-height:1.6;background:#fff}h1,h2,h3{font-family:Inter,Arial,sans-serif;font-weight:720;letter-spacing:-.04em;line-height:1.15}h1{font-size:clamp(36px,4vw,58px)}h2{font-size:clamp(27px,2.3vw,36px)}h3{font-size:20px}p{color:var(--muted)}.wrap{width:min(1440px,calc(100% - 96px))}.icon{width:24px;height:24px;flex-shrink:0;display:inline-block;vertical-align:middle}.button{font-size:16px;border-radius:6px;min-height:48px;padding:12px 22px;gap:18px;font-weight:650;background:linear-gradient(115deg,#006841,#005d41);border-color:#006643;color:#fff;box-shadow:0 2px 3px #002e2310;line-height:1.35}.button:hover{background:#004f35;color:white;border-color:#004f35;transform:translateY(-1px)}.button:active{transform:none}.button.secondary{background:#fff;border-color:#218461;color:#006643}.button.secondary:hover{background:#eff8f3;color:#00452d}.button .icon{width:20px;height:20px}.text-link{display:inline-flex;align-items:center;gap:12px;font-size:14px;font-weight:650;color:#006643;text-decoration:underline;text-underline-offset:5px}.text-link .icon{width:19px;height:19px}.text-button{display:inline-flex;align-items:center;gap:10px;border:0;background:none;color:var(--teal);font-size:14px;padding:8px 0;text-decoration:underline;text-underline-offset:4px}.eyebrow{font-size:11px;color:#526b7b;letter-spacing:1.15px;margin-bottom:13px}.eyebrow.inverse{color:#c0e7d4}.small,.fineprint{font-size:12px;line-height:1.6}.field{font-size:12px;font-weight:500;margin:0 0 16px;gap:6px;color:#40566b}.field input,.field select,.field textarea,.search-field input{font-size:16px;padding:10px 12px;min-height:44px;border:1px solid #d3dee6;border-radius:5px;line-height:1.35;background:#fff;box-shadow:inset 0 1px 2px #0b234106}.field input:hover,.field select:hover{border-color:#91b1a9}.field-grid{grid-template-columns:1fr 1fr;gap:0 16px}.input-unit{position:relative;display:flex;align-items:center}.input-unit>span{position:absolute;left:12px;pointer-events:none;font-size:14px;font-weight:600}.input-unit input{padding-left:29px}.icon-disc{display:inline-grid;place-items:center;width:60px;height:60px;border-radius:50%;background:#e5f5ec;color:#087448;flex-shrink:0}.icon-disc .icon{width:31px;height:31px}.skip{z-index:101}.brand{font-size:28px;gap:10px;letter-spacing:-1.05px;font-weight:750;color:#0b2139;line-height:1;white-space:nowrap}.brand .icon{width:42px;height:42px;color:#0b8a55;stroke-width:1.7}.brand-domain{font-weight:550;letter-spacing:-1.2px}.brand:hover{color:#0b2139}.site-header{position:sticky;top:0;z-index:40;background:#fffffff5;box-shadow:0 1px 0 #dce7e9;backdrop-filter:blur(16px)}.header-inner{height:82px;display:flex;align-items:center;justify-content:space-between;gap:32px}.main-nav{display:flex;align-items:center;gap:30px}.nav-group{position:relative;border:0;padding:0}.nav-group>summary{display:flex;align-items:center;gap:6px;font-size:13px;font-weight:550;list-style:none;padding:20px 0;color:var(--ink)}summary::-webkit-details-marker{display:none}.nav-group>summary .icon{width:15px;height:15px}.nav-group[open]>summary .icon{transform:rotate(180deg)}.nav-dropdown{position:absolute;top:100%;left:-20px;min-width:240px;border:1px solid var(--line);border-radius:8px;background:white;padding:8px;box-shadow:0 15px 35px #09223920}.nav-dropdown a{display:block;font-size:14px;color:var(--ink);padding:10px 12px;text-decoration:none;border-radius:4px}.nav-dropdown a:hover,.nav-dropdown a[aria-current]{background:var(--tint);color:var(--teal)}.search-toggle{display:flex;align-items:center;color:var(--ink);padding:10px}.search-toggle>span{display:none}.main-nav .nav-cta{font-size:14px;min-height:44px;padding:10px 18px}.site-header .menu{display:none;background:transparent;border:0;padding:10px;color:var(--ink)}
.home-hero{position:relative;isolation:isolate;min-height:610px;display:grid;align-items:center;background:#daedf7}.hero-photo{position:absolute;inset:0;z-index:-2;overflow:hidden}.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:center 52%}.home-hero:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#f5fafbdc 0%,#f5fafb8a 30%,transparent 65%);z-index:-1}.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) 480px;gap:70px;align-items:center;padding-block:40px}.hero-copy{padding-bottom:55px;max-width:720px}.hero-copy .eyebrow{color:#344c65;margin-bottom:13px;font-size:12px}.hero-copy h1{font-size:clamp(40px,3.8vw,67px);line-height:1.045;letter-spacing:-2.8px;margin:0 0 22px;max-width:760px;font-weight:760}.hero-copy h1 em{font-style:normal;color:#006341}.hero-intro{font-size:21px;line-height:1.5;color:#173b50;max-width:610px;margin-bottom:22px}.hero-checks{padding:0;list-style:none;display:grid;gap:9px;margin:0}.hero-checks li{display:flex;align-items:center;gap:10px;font-size:14px;color:#18384a}.hero-checks .icon{padding:4px;background:#00704c;color:white;border-radius:50%;width:22px;height:22px;stroke-width:2.5}.equity-card{background:#fffffff8;box-shadow:0 5px 26px #0922391b;border:1px solid #e2e8eb;padding:28px;border-radius:9px;scroll-margin-top:110px}.equity-card h2{font-size:24px;margin-bottom:8px;letter-spacing:-.7px}.equity-card>p:first-of-type{font-size:13px;margin-bottom:19px}.equity-card .field{font-size:12px;margin-bottom:13px}.equity-card .button{width:100%;margin-top:10px}.extra-liens{padding:0 0 4px;border:0}.extra-liens summary{font-size:11px;font-weight:500;text-decoration:underline;text-underline-offset:3px;color:#536779;list-style:revert}.extra-liens summary::-webkit-details-marker{display:initial}.extra-liens p{font-size:12px;margin:10px 0}.extra-liens .field{margin:10px 0}.privacy-note{display:flex;align-items:center;justify-content:center;gap:7px;font-size:10px;line-height:1.5;color:#526879;margin:15px 0 0}.privacy-note .icon{width:13px;height:13px}.benefit-band{background:linear-gradient(110deg,#f7fcf9,#f0f8f5);border-bottom:1px solid #edf2ef}.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:36px;padding-block:30px}.benefit{display:flex;gap:18px;align-items:center;color:var(--ink);text-decoration:none}.benefit:hover{text-decoration:none}.benefit:hover strong{color:var(--teal)}.benefit>span:last-child>span{display:block;font-size:12px;line-height:1.5;color:#536779}.benefit strong{display:block;font-size:14px;line-height:1.4;margin-bottom:5px}.home-intro{display:grid;grid-template-columns:.95fr 1fr;align-items:center;gap:80px;padding-block:54px}.intro-copy>p:not(.eyebrow){font-size:16px;line-height:1.6}.intro-copy .small{font-size:12px!important;margin-top:-6px}.intro-copy h2{max-width:570px}.intro-copy .button{font-size:14px}.use-cases{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.use-card{text-decoration:none;color:var(--ink);align-self:start}.use-card img{border-radius:7px;width:100%;height:auto;aspect-ratio:1.08;object-fit:cover;margin-bottom:16px;box-shadow:0 0 0 6px white,0 0 0 7px #e4ecee}.use-card h3{font-size:18px;line-height:1.2;letter-spacing:-.5px;margin-bottom:7px}.use-card p{font-size:12px;line-height:1.5;margin:0}.use-card:hover{text-decoration:none}.use-card:hover h3{color:var(--teal);text-decoration:underline}.home-data{background:linear-gradient(#f2faf6 0,#f8fcfa 50%,white 50%)}.data-grid{display:grid;grid-template-columns:1.18fr 1fr;gap:50px 64px;padding-block:44px 56px}.data-grid>section{min-width:0}.data-grid h2{font-size:32px;margin-bottom:12px}.data-grid>section>p:not(.eyebrow){font-size:14px;margin-bottom:22px}.rate-card{background:white;padding:28px;border-radius:7px;display:grid;grid-template-columns:1fr 1fr;gap:20px 24px;box-shadow:0 3px 15px #002e2305}.rate-card h3{font-size:15px;letter-spacing:-.2px;margin-bottom:5px}.rate-date{font-size:11px;margin:0 0 12px;line-height:1.6}.rate-card .prime-value{font-size:53px;color:#067449;font-weight:750;letter-spacing:-2px;line-height:1.15;margin-bottom:7px}.rate-card .prime-value>span{font-size:34px}.rate-card .small{font-size:11px}.check-list{display:grid;gap:13px;list-style:none;padding:0;margin:0;align-self:start}.check-list li{font-size:12px;line-height:1.5;display:flex;gap:10px;color:#455b70}.check-list .icon{border:2px solid #138450;border-radius:50%;width:18px;height:18px;padding:2px;color:#138450;stroke-width:3;margin-top:2px}.rate-source{grid-column:1/-1;border-top:1px solid var(--line);padding-top:14px;font-size:10px;color:#536779}.rate-source p{font-size:10px;margin:2px 0;line-height:1.65}.rate-source a{font-size:11px}.rate-source .reference-tag{float:right;font-size:8px;border-radius:3px;letter-spacing:.7px;padding:2px 5px;margin:0 0 5px 12px}.rate-card .text-link{grid-column:1/-1;font-size:13px}.table-frame{border:1px solid var(--line);border-radius:6px;overflow:hidden;background:#fff}.home-rate-table,.home-quote-table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}.home-rate-table caption,.home-quote-table caption{text-align:left;padding:10px 14px;font-size:11px;color:#586d80;border-bottom:1px solid var(--line)}.home-rate-table th,.home-rate-table td,.home-quote-table th,.home-quote-table td{padding:11px 15px;border-bottom:1px solid #e7edef;text-align:right;font-size:13px;line-height:1.5}.home-rate-table th:first-child,.home-quote-table th:first-child{text-align:left}.home-rate-table thead th,.home-quote-table thead th{font-weight:500;color:#425e72;background:#eef6f8;font-size:11px;vertical-align:middle}.home-rate-table tbody th{font-weight:650}.home-rate-table tbody tr:last-child>*,.home-quote-table tbody tr:last-child>*{border-bottom:0}.highlight{background:#e8f6ed}.home-quote-table th{font-weight:500}.home-quote-table small{font-size:9px;display:block;font-weight:400}.home-quote-table th:first-child{width:43%}.home-quote-table .highlight>*{font-weight:700}.info-note{display:flex;align-items:flex-start;gap:13px;padding:15px;background:#f4f8f9;border:1px solid #e5edef;border-radius:5px;margin-top:12px}.info-note .icon{width:19px;height:19px;color:#087648;margin-top:3px}.info-note p{font-size:11px;line-height:1.6;margin:0}.info-note.success{background:#eff9f2;border-color:transparent;padding:18px}.info-note.success .icon{border-radius:50%;background:#078251;color:#fff;padding:4px;width:25px;height:25px}.info-note strong{display:block;color:#1d4252;margin-bottom:4px}.home-cost{border-left:1px solid var(--line);padding-left:36px;align-self:start}.home-cost h2{font-size:26px}.home-cost .text-link{margin:20px 0 12px}.home-cost .fineprint{font-size:11px}.calculator-card{padding:26px;border:1px solid #e0e8ec;box-shadow:0 5px 15px #09362a08;background:#fff;border-radius:8px}.payment-fields{display:grid;grid-template-columns:1fr .8fr 1fr;gap:14px}.home-payment-form .field{margin:0}.calculator-card .button{width:100%}.home-payment-result{display:grid;grid-template-columns:1.2fr 1fr;gap:24px;margin-top:26px}.home-payment-result>div>span{font-size:12px;font-weight:650}.home-payment-result>div>strong{display:block;font-size:40px;line-height:1.2;color:#00754c;letter-spacing:-1.5px;margin:6px 0}.home-payment-result>div>p{font-size:11px;line-height:1.5;margin:6px 0}.estimate-note{align-self:start;font-size:11px;line-height:1.6;padding:15px;background:#f8fafb;border:1px solid #e6edf0;border-radius:5px;margin:0}.estimate-note strong{display:block;color:var(--ink);margin-bottom:4px}.amortization-details{border:0;padding:18px 0 0}.amortization-details>summary{font-size:13px;display:flex;align-items:center;justify-content:space-between;color:var(--teal);text-decoration:underline;text-underline-offset:4px}.amortization-details summary .icon{width:18px;height:18px}.schedule-table{max-height:380px;border:1px solid var(--line);margin:15px 0 0;border-radius:5px}.schedule-table table{min-width:500px}.schedule-table th,.schedule-table td{font-size:11px;padding:8px 12px;text-align:right}.schedule-table th:first-child{text-align:left}.schedule-table thead{position:sticky;top:0}.drivers-band{background:linear-gradient(100deg,#f3faf7,#f6fbf9);padding-block:38px}.drivers-layout{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:45px;align-items:center}.drivers-layout>div>h2{font-size:30px;margin-bottom:10px}.drivers-layout>div>p:not(.eyebrow){font-size:14px;margin-bottom:25px}.driver-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.driver-card{display:block;padding:23px 19px;background:#fff;border-radius:7px;text-decoration:none;color:var(--ink);border:1px solid #edf4f0}.driver-card .icon-disc{width:49px;height:49px;margin-bottom:17px}.driver-card .icon-disc .icon{width:28px;height:28px}.driver-card h3{font-size:15px;letter-spacing:-.3px;margin-bottom:9px}.driver-card p{font-size:12px;line-height:1.6;margin:0}.driver-card:hover{text-decoration:none;border-color:#9dc9b4}.expert-card{padding:26px;background:#e7f5ee;border-radius:8px}.expert-card .eyebrow{font-size:10px}.expert-card .advisor-id{margin:0 0 17px}.expert-card .advisor-id img{width:50px;height:50px}.expert-card .advisor-id strong{font-size:14px}.expert-card .advisor-id span{font-size:10px}.expert-card h2{font:400 35px/1.05 Georgia,serif;letter-spacing:-1px;margin-bottom:14px}.expert-card p{font-size:13px;line-height:1.6}.expert-card .button{width:100%;font-size:14px}.expert-card .small{font-size:10px;margin:12px 0 0}.resources-faq{display:grid;grid-template-columns:1.15fr 1fr;gap:80px;padding-block:50px}.resources-faq h2{font-size:30px}.resources-faq>div>p:not(.eyebrow){font-size:14px}.resource-links{display:grid;gap:12px;margin-top:26px}.resource-links>a{display:flex;align-items:center;gap:18px;border:1px solid #e1eaed;border-radius:6px;padding:16px;color:var(--ink);text-decoration:none}.resource-links>a>span:nth-child(2){flex:1}.resource-links strong{font-size:16px;display:block;margin-bottom:4px}.resource-links>a>span:nth-child(2)>span{font-size:12px;color:var(--muted);display:block}.resource-links>a>.icon{width:18px;height:18px}.resource-links .icon-disc{border-radius:8px;width:54px;height:54px}.resource-links a:hover{background:#f7fcf9;border-color:#abcbbb}.homepage-faq details,.faq-page details{border-bottom:1px solid #dce5e9;padding:14px 0}.homepage-faq summary,.faq-page summary{display:flex;justify-content:space-between;gap:20px;font-size:14px;line-height:1.5;font-weight:550;list-style:none}.homepage-faq summary span,.faq-page summary span{font-size:19px;line-height:1.1}.homepage-faq details[open] summary span,.faq-page details[open] summary span{transform:rotate(45deg)}.homepage-faq details p,.faq-page details p{font-size:13px;margin-top:13px;line-height:1.75}.homepage-faq .text-link{margin-top:22px}.final-banner{position:relative;padding:36px 42px;isolation:isolate;border-radius:10px;overflow:hidden;background:#003e35 url('/assets/heloc-home-lake-hero-1440.webp') center 65%/cover;margin-bottom:50px;color:#fff}.final-banner:before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#003d35 0%,#003d35db 42%,#003d3530)}.final-banner h2{font-size:32px;margin-bottom:12px;max-width:520px}.final-banner p:not(.eyebrow){color:#e2f1ec;font-size:15px}.final-banner .button{background:#00874c;border-color:#00874c;font-size:14px}.site-footer{border-top:1px solid var(--line);padding:36px 0 24px;background:#fff}.footer-main{display:flex;justify-content:space-between;align-items:center;gap:40px;margin-bottom:30px}.footer-main nav{display:flex;flex-wrap:wrap;gap:24px}.footer-main nav a{font-size:12px;color:var(--ink);text-decoration:none}.footer-main .brand{font-size:25px}.footer-main .brand .icon{width:36px;height:36px}.footer-details{display:grid;grid-template-columns:1fr 2fr;gap:60px}.footer-details p{font-size:11px;line-height:1.7;color:#5c6f7d;margin-bottom:10px}.footer-details>p{font-size:12px}.site-footer .footer-bottom{font-size:10px;display:flex;justify-content:space-between;border-top:1px solid #ecf0f2;margin-top:15px;padding-top:16px}.planning-dialog{border:1px solid #dce7e2;border-radius:14px;padding:30px;max-width:680px;width:calc(100% - 36px);max-height:90dvh;color:var(--ink);background:white;box-shadow:0 20px 100px #002e2340}.planning-dialog::backdrop{background:#0a243a85;backdrop-filter:blur(5px)}.dialog-top{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:10px}.dialog-top .eyebrow{margin:0;font-size:10px}.icon-button{display:grid;place-items:center;width:42px;height:42px;flex-shrink:0;border:0;border-radius:50%;background:#f0f5f3;color:var(--ink)}.planning-dialog h2{font-size:34px}.planning-dialog p{font-size:14px}.planner-metrics{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:22px 0}.planner-metrics>div{padding:18px;background:#eff8f3;border-radius:7px}.planner-metrics span{display:block;font-size:12px;color:#536779}.planner-metrics strong{display:block;color:var(--teal);font-size:29px;letter-spacing:-1px;margin-top:5px}.planning-dialog .table-frame table{width:100%;border-collapse:collapse}.planning-dialog th,.planning-dialog td{padding:10px 14px;font-size:13px;text-align:left;border-bottom:1px solid #e2eaed}.planning-dialog th:last-child,.planning-dialog td:last-child{text-align:right}.planning-dialog thead{background:#f2f7f8}.planning-dialog .actions{margin-bottom:0}.planning-dialog .actions .button{font-size:14px}.planning-dialog .planner-note{background:#f5f9fa;padding:15px;border-radius:6px;font-size:12px}.planning-dialog h3{font-size:18px;margin-top:24px}.planning-dialog ul{font-size:13px;padding-left:20px;color:var(--muted)}body:has(dialog[open]){overflow:hidden}
/* Shared editorial pages keep their full content and gain readable type. */
.is-inner .wrap{max-width:1260px}.is-inner h1{font-family:Inter,Arial,sans-serif;font-weight:720;font-size:clamp(34px,3.5vw,54px);letter-spacing:-1.7px;line-height:1.12}.is-inner .page-intro{padding:38px 0}.is-inner .eyebrow{font-size:11px}.breadcrumbs{font-size:12px}.article-body h2,.prose h2{font-family:Inter,Arial,sans-serif;font-weight:680;font-size:28px;letter-spacing:-.8px;line-height:1.25}.article-body{font-size:17px;line-height:1.85}.byline{font-size:12px}.article-head{margin:32px 0}.card h3,.tool-card h3{font-family:Inter,Arial,sans-serif;font-weight:650;font-size:25px;letter-spacing:-.8px;line-height:1.25}.card p,.tool-card p{font-size:14px}.card small{font-size:12px}.card .category{font-size:10px}.library-controls a{font-size:13px}.search-field{font-size:13px}.toc{top:106px}.toc>a{font-size:12px}.toc h2{font-size:15px}.tool-layout .result{top:105px;background:#063d35;border-radius:8px}.tool-layout .panel{border-radius:8px;padding:30px}.tool-layout .result h2{color:#fff;font-size:31px}.result p{font-size:13px}.result-row{font-size:13px}.result-row strong{font-size:16px}.payment-pair span,.payment-pair small{font-size:11px}.tool-privacy{font-size:12px}.tool-form .field{font-size:13px}.result table th,.result table td{font-size:12px}.tool-card .arrow{font-size:13px}.answer-box:before{font-size:10px}.takeaways li{font-size:15px}.sources{font-size:13px}.source-line{font-size:12px}.note-panel{border-radius:7px}.contact-profile img{border-radius:8px}.contact-profile p{font-size:13px}.contact-layout .small,.contact-layout .choice .small{font-size:12px}.contact-layout .button{font-size:15px}.form-status{font-size:13px}.is-inner .footer-bottom{font-size:10px}.glossary-list h2{font-size:23px}.glossary-list p{font-size:15px}.is-inner .shawn-photo img{border-radius:12px}.rate-aside{top:105px}.benchmark p{font-size:13px}.worksheet th small{font-size:11px}.faq-page{margin-bottom:35px}
@media(min-width:1600px){.home-hero{min-height:650px}.hero-grid{grid-template-columns:minmax(0,1fr) 500px;gap:100px}.equity-card{padding:30px}.equity-card .field{margin-bottom:16px}.hero-copy{padding-bottom:60px}}
@media(max-width:1200px){.wrap{width:calc(100% - 64px)}.main-nav{gap:18px}.brand{font-size:25px}.brand .icon{width:35px;height:35px}.hero-grid{grid-template-columns:minmax(0,1fr) 420px;gap:35px}.hero-copy h1{font-size:51px;letter-spacing:-2px}.hero-intro{font-size:18px}.equity-card{padding:24px}.equity-card h2{font-size:22px}.benefits{gap:22px}.benefit{gap:12px}.icon-disc{width:48px;height:48px}.benefit strong{font-size:13px}.benefit>span:last-child>span{font-size:11px}.home-intro{gap:45px}.use-cases{gap:16px}.use-card h3{font-size:17px}.data-grid{gap:45px 36px;grid-template-columns:1.1fr 1fr}.data-grid h2{font-size:29px}.rate-card{padding:22px;gap:16px}.home-cost{padding-left:25px}.payment-fields{grid-template-columns:1fr 1fr}.payment-fields>.field:last-child{grid-column:1/-1}.drivers-layout{grid-template-columns:minmax(0,1fr) 300px;gap:28px}.driver-cards{grid-template-columns:repeat(2,1fr)}.driver-card{padding:19px}.driver-card .icon-disc{margin-bottom:12px}.resources-faq{gap:45px}.footer-main{align-items:flex-start}.footer-main nav{gap:18px}.footer-details{gap:35px}}
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@media(max-width:700px){html{scroll-padding-top:90px}.wrap,.is-inner .wrap{width:calc(100% - 40px)}.header-inner{height:68px;gap:12px}.brand{font-size:23px;letter-spacing:-.9px;gap:7px}.brand-domain{letter-spacing:-1px}.brand .icon{width:32px;height:32px}.site-header .menu{padding:10px 0 10px 10px}.site-header .menu .icon{width:26px;height:26px}.main-nav{top:68px;padding:12px 20px 24px;max-height:calc(100dvh - 68px)}.home-hero{background:white;display:block}.hero-photo{height:560px;inset:0 0 auto}.hero-photo img{object-fit:cover;object-position:center 72%}.home-hero:after{height:560px;background:linear-gradient(110deg,#eff9ffbb,transparent 70%);inset:0 0 auto}.hero-grid{display:block;padding-top:30px;padding-bottom:24px}.hero-copy{max-width:470px;padding-bottom:0;margin-bottom:33px}.hero-copy .eyebrow{font-size:9px;letter-spacing:.8px;margin-bottom:12px}.hero-copy h1{font-size:clamp(35px,8.6vw,51px);letter-spacing:-1.7px;line-height:1.03;max-width:450px;margin-bottom:16px}.hero-copy h1 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.small{font-size:11px}.resources-faq{grid-template-columns:1fr;gap:36px;padding-block:35px}.resources-faq h2{font-size:28px}.resource-links{margin-top:20px;gap:0}.resource-links>a{border:0;border-bottom:1px solid var(--line);border-radius:0;padding:17px 0;gap:14px}.resource-links>a:first-child{border-top:1px solid var(--line)}.resource-links strong{font-size:15px}.resource-links>a>span:nth-child(2)>span{font-size:12px}.resource-links .icon-disc{width:51px;height:51px}.homepage-faq h2{max-width:350px}.homepage-faq summary,.faq-page summary{font-size:13px;padding:2px 0}.homepage-faq details p,.faq-page details p{font-size:13px}.final-banner{padding:30px 24px;margin-bottom:32px;border-radius:8px;background-position:66% 60%;min-height:220px}.final-banner:before{background:linear-gradient(90deg,#003e35f5,#003e3580 85%)}.final-banner h2{font-size:27px;max-width:260px}.final-banner p:not(.eyebrow){font-size:13px;max-width:270px}.final-banner .button{font-size:14px;min-height:44px}.final-banner .eyebrow{font-size:9px}.site-footer{padding-top:28px}.footer-main .brand{font-size:24px}.footer-main nav{gap:14px 24px;margin:23px 0 0}.footer-main nav a{font-size:12px}.footer-main{margin-bottom:20px}.footer-details{gap:10px}.footer-details p{font-size:10px;line-height:1.75}.footer-details>p{font-size:12px}.site-footer .footer-bottom{font-size:10px;gap:20px}.planning-dialog{padding:22px 20px;border-radius:12px;max-height:92dvh}.planning-dialog h2{font-size:28px}.planning-dialog p{font-size:13px}.planner-metrics{gap:10px}.planner-metrics>div{padding:14px 12px}.planner-metrics strong{font-size:24px}.planner-metrics span{font-size:10px}.planning-dialog th,.planning-dialog td{font-size:12px;padding:9px 10px}.planning-dialog .button{width:100%}.planning-dialog .actions{gap:10px}.is-inner .page-intro{padding:26px 0}.is-inner .page-intro h1,.is-inner .article-head h1,.is-inner .contact-layout h1{font-size:35px;line-height:1.15;letter-spacing:-1px}.article-layout,.rate-explainer{grid-template-columns:1fr;gap:25px}.article-body{font-size:16px}.article-body h2,.prose h2{font-size:26px}.byline{font-size:11px}.article-body .answer-box p{font-size:16px}.article-body details summary{font-size:15px}.article-body details p{font-size:14px}.toc-mobile summary,.toc-mobile a{font-size:13px}.tool-layout{grid-template-columns:1fr}.tool-layout .panel{padding:22px}.tool-layout .field-grid{grid-template-columns:1fr 1fr}.field input,.field select,.field textarea,.search-field input{font-size:16px!important}.field{font-size:12px}.tool-form .field{font-size:12px}.field small{font-size:11px}.tool-layout .result{position:static}.tool-layout .result h2{font-size:29px}.result-row{font-size:12px}.result-row strong{font-size:14px}.payment-pair strong{font-size:25px}.payment-pair span,.payment-pair small{font-size:10px}.table-scroll table{min-width:400px}.contact-layout .field-grid{grid-template-columns:1fr}.tool-card p{font-size:14px}.card p{font-size:14px}.card small{font-size:12px}.library-controls a{font-size:12px}.breadcrumbs{font-size:11px}.worksheet th small{font-size:10px}.worksheet-toolbar p{font-size:12px}.glossary-list section{grid-template-columns:1fr}.source-line,.sources{font-size:12px}.formula-strip small{font-size:10px}.rate-aside{position:static}.benchmark p{font-size:12px}.contact-layout .choice input{min-width:18px;min-height:18px}.takeaways li{font-size:14px}}
@media(max-width:370px){.wrap,.is-inner .wrap{width:calc(100% - 32px)}.brand{font-size:21px}.brand .icon{width:29px;height:29px}.hero-copy h1{font-size:35px;letter-spacing:-1.5px}.hero-intro{font-size:14px}.equity-card{padding:20px 16px}.equity-card h2{font-size:21px}.equity-card .field-grid{gap:0 9px}.equity-card .field{font-size:10px}.privacy-note{font-size:9px}.use-cases{gap:10px}.use-card h3{font-size:13px}.use-card p{font-size:10px}.rate-card{padding:18px 15px;gap:15px 12px}.rate-card .prime-value{font-size:38px}.home-payment-result{grid-template-columns:1fr}.home-payment-result .estimate-note{font-size:11px}.home-rate-table th,.home-rate-table td,.home-quote-table th,.home-quote-table td{padding:9px 8px;font-size:11px}.planner-metrics{grid-template-columns:1fr}.tool-layout .field-grid{grid-template-columns:1fr;gap:0}.payment-pair{grid-template-columns:1fr}.footer-main .brand{font-size:22px}}
@media print{.site-header,.site-footer,.final-banner,.home-hero,.benefit-band,.skip,dialog,.text-button{display:none!important}.wrap{width:100%!important}.data-grid,.home-intro,.drivers-layout,.resources-faq{display:block}.home-cost{border:0}.schedule-table{max-height:none;overflow:visible}.schedule-table thead{position:static}.tool-layout .result{background:white!important}.is-inner .tool-layout .result *{color:black!important}.home-payment,.rate-comparison{break-inside:avoid}.section{padding:20px 0}.table-scroll{overflow:visible}.site-header .menu{display:none}}

/* Keep supporting text legible on real phone viewports. */
.privacy-note{font-size:11px}.data-grid .home-cost>p.fineprint{font-size:12px}.equity-card .privacy-note{flex-wrap:wrap;gap:5px}
@media(max-width:370px){.equity-card .field-grid{grid-template-columns:1fr}.equity-card .field{font-size:12px}.equity-card .privacy-note{font-size:11px}}

@media(min-width:701px) and (max-width:900px){.hero-copy h1{font-size:38px;letter-spacing:-1.3px}.hero-grid{grid-template-columns:minmax(0,1fr) 360px;gap:28px}.hero-checks li{align-items:flex-start}.hero-checks .icon{margin-top:1px}}

/* Fieldsets and native controls must be allowed to shrink inside grid tracks. */
.tool-layout>*,.tool-form fieldset,.field-grid>*,.field{min-width:0}.tool-form fieldset{margin-inline:0}.tool-form input,.tool-form select{min-width:0;max-width:100%}
@media(max-width:700px){.tool-layout{grid-template-columns:minmax(0,1fr)}.tool-layout .field-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.tool-layout fieldset .field-grid{grid-template-columns:1fr;gap:0}}
@media(max-width:370px){.tool-layout .field-grid{grid-template-columns:1fr}}

.field-grid{align-items:end}
@media(max-width:700px){.hero-copy h1{font-size:clamp(37px,9.6vw,51px)}.hero-copy .eyebrow{font-size:10px}.hero-checks li{font-size:13px}}
